Usernames & Passwords & Logins, Oh My! Preventing a Disaster for Your Heirs

July 26, 2012

Hgdweb

If you pay bills and bank online and handle much of your financial activity there, your agents under your Durable Power of Attorney, or the Executor of your Will, or the Administrator of your estate must have access to that information in order to manage your financial affairs when you are no longer able to do so.

Even something so seemingly simple as canceling a deceased person’s account on a social networking site such as Facebook, LinkedIn, or Twitter, may be extremely frustrating and heartbreaking for a fiduciary who doesn’t have the username and password combination to access that account.

Most security officers of websites will allow access with proper documentation, such as a certified Death Certificate and Certificate of Appointment from a Probate Court, appointing someone as the fiduciary of the decedent’s affairs. However, when someone becomes incapacitated, the Guardian or Conservator who needs access to the information is often blocked by the website’s privacy officer, who may require a specific order from a judge. In fact, some credit card companies and other vendors will also not allow a fiduciary to have access without a specific court order. ...

You may read more at the link below.

by: Hyman G. Darling

Westfield Evening News
July 26, 2012

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