Many people shudder to think of the impact of financing long-term care with the financial resources that they've spent a lifetime building. Long-term care, more commonly known as nursing home care, is very expensive, with an average cost of $8,000 or more per month. There are various means of financing long-term care; however, most Americans believe that the federal government or Medicare will pay for their long-term care costs. Unfortunately, this is not the case. Our legal team can help you plan for the future and protect your assets.

If you've been in an auto accident, you probably need help settling and paying your medical bills, dealing with insurers, and bringing litigation for your injuries. Our legal team can help.

Most small businesses are financially cyclical to some extent, with some days, weeks, months and years better than others. Although good financial planning can lessen the impact of economic downturn, many businesses do experience some level of financial hardship at one time or another. These times can be especially difficult if the business owner becomes uncertain of his ability to make a monthly payment to a secured lender.

There are ways to deal with cash-flow problems as they apply to secured lender obligations. It is important to put them into perspective by way of a timeline. Usually the inability to pay is not an unforeseen occurrence discovered on the day a payment is due, but rather is foreseeable at least 90 to 120 days in advance. This is generally the most crucial time period and is referred to as "pre-default".

The biggest mistake small business owners tend to make during the pre-default period is ignoring the imminent financial tidal wave because they unreasonably believe that a miracle correction will set things straight. However, if the issue is acknowledged quickly at the outset, there are more options available to correct the situation. In addition, pre-default solutions are generally easier to impose and less costly than after the "tidal wave" hits.

Our attorneys can help you to avoid complex, costly, formal, and public bankruptcy proceedings when financial hardship arises.

Individuals who are overwhelmed with personal debt may opt to file a Chapter 7 bankruptcy. As your counselor, our legal team can help you determine if this is the best course of action or if there is a better way to turn things around. We can also relieve you of those embarrassing and hurtful collection calls and help put you on the path of financial health.

These trusts provide significant tax and non-tax benefits to you, your family, and charities. We can draft the most appropriate type of trust to suit your needs and also prepare tax calculators to determine your tax savings.

A conservator is appointed for a ward when the probate court determines that the ward suffers from one or more of the following conditions:

• Mental weakness
• Mental retardation
• Physical incapacity
• Inability to make or communicate informed decisions due to physical incapacity or illness

Once appointed, conservators have many duties, and the manner in which those duties are carried out is subject to supervision by the probate court. As the general law gives no preference to any particular class of persons or relatives who can act as a ward's conservator, any person who is deemed "proper and fit" is eligible to be appointed. This can have considerable implications when you understand that the conservator has, among other duties, the legal ability and responsibility to:

• Pay the ward's debts
• Represent the ward in all lawsuits
• Control and manage the ward's property
• Invest the ward's funds
• Collect funds due to the ward
• Support the ward and his or her family using the ward's funds
• Sell, lease, or mortgage the ward's property (with approval from the probate court)

If you need assistance with bringing actions and defense relating to consumer claims, our lawyers can help you represent your interests.

There are three principal types of ownership (tenancies) relative to real estate. The most familiar is what is known as "joint tenants". This means that if one person dies, the survivor owns all of the interest in the property. In a "tenancy in common", each owner of the property has an undivided interest in the whole of the property. In this type of tenancy, upon the death of any owner, his share will pass as directed by his will, or by intestacy if he does not have a valid will. A third, special form of ownership allowed in several states is what is known as a "tenancy by the entirety". In this case, only a husband and wife may own the property, and the property passes to the survivor.

Each type of ownership has advantages and disadvantages specific to your situation. Our lawyers can help you determine which suits you best.

There are two main types of custody: physical custody and legal. Both of these can be either shared between the parents or held solely by one parent. A growing number of parents are entering into physical custody battles. Sometimes a custody battle is necessary to protect the interest of a child. At other times, it is an attempt by a parent to increase visitation and increase their right to have a say in decisions that affect the child's welfare, education, and religion.

This area of law is extremely specialized. Some parents are unable to reach decisions about custody on their own and enlist the services of a guardian ad litem (GAL,) who conducts an investigation for the court and makes recommendations and conclusions about custody to the judge from a neutral vantage point. Other cases call for an attorney to be appointed to represent the child individually, making their wishes known to the judge.

In order to modify an existing custody determination or order, one must show a material change in circumstance enough to warrant a change in physical custody from one parent to another. Bacon Wilson attorneys can advise you on these issues.

Everyone knows that the law prohibits discrimination based on sex, age, religion, or ethnicity, but there are many other areas that can be troublesome for an employer. Before you make a decision about such things as who can and cannot take leave to care for a sick or disabled loved one, or what is or is not a reasonable accommodation, it's a good idea to consult with an employment law attorney.

Whether a spouse is filing a joint petition or a complaint for divorce, the process can be one of the most stressful times in a person's life. In today's economy, the most common problem for divorcing spouses is how to take their previously shared income and create two separate households, complete with their own set of bills and expenses. Parents are worried about their children, what to do with the house, retirement accounts, and how they will live once the divorce is over. It is an extremely emotionally charged process, and not one a person should undertake alone and without counsel. The possibility for one spouse to lose some of their rights to children, equity, accounts, alimony, health insurance, and a host of other factors is just too great to embark upon without solid legal counsel.

A durable power of attorney (POA) is one of the most important and powerful legal documents that everyone should have as part of their estate plan. If you should become mentally incapacitated or physically disabled, it allows you to appoint someone to take control of your financial affairs that you usually take care of yourself, and eliminates the necessity of a guardianship or conservatorship. This document allows your attorney-in-fact to handle your affairs without the necessity of formal probate proceedings, thereby saving expenses and emotional energy, and retaining privacy. You retain the right to modify or revoke the power at any time, and it terminates automatically on your death. The appointed individual or attorney-in-fact typically has the power to buy or sell real estate, manage your property, conduct your banking transactions, invest your money, make legal claims, conduct litigation, attend to tax and retirement matters, and make gifts on your behalf. The POA is an important document to have, and Bacon Wilson can help you draft the most appropriate one for you.

As every residential landlord knows, obtaining a judgment for eviction can be difficult and expensive. Under the old bankruptcy law, tenants could file and cause a lengthy delay of a hard-fought eviction.

Now, under the Bankruptcy Abuse Prevention and Consumer Protection Act, (BAPCPA) if a residential landlord has a judgment for possession by the time the tenant files for bankruptcy, the stay does not prevent the landlord from continuing to evict the tenant 30 days after the petition was filed. With few exceptions, in a majority of cases, it is likely that a debtor's financial distress will prevent any cure, thus permitting the landlord to move forward with eviction in a relatively short period of time. Bacon Wilson can help facilitate the process for you.

In a family limited partnership (FLP), family members (typically parents) put assets into a partnership, and then give minority interests to other family members, typically children, while the general partners retain control of these assets. This gives the parents an opportunity to shift assets to their children. The FLP also allows children to manage their parents' assets such that, following their parents' deaths, those assets do not need to be probated.

An FLP provides a good option for parties seeking to protect their family assets. It removes the assets from their estate while still retaining control over them. The partnership becomes its own entity, with its own tax identification number, which can then conduct the same activities as an individual or a corporation.

There are significant advantages to using a family limited partnership as a part of your estate plan:

• The general partners retain control over the assets and can decide whether to distribute or reinvest any income or profits from the partnership.
• Restrictions can be placed on the limited partners, such as a restriction from transferring or selling their interest, thus ensuring that wealth stays within the family.
• A family limited partnership can protect assets in the event that a limited partner gets a divorce or has trouble with creditors.
• FLPs provide greater flexibility than other estate planning devices such as an irrevocable trust. For example, the partnership may be amended or terminated upon agreement of the members, and can provide that all disputes be resolved through arbitration, rather than in court.
• Perhaps one of the largest advantages to a family limited partnership is the valuation discount. This valuation discount is due to a limited partner's lack of control and marketability in their interest. For example, a gift of10% interest in a $1,000,000 limited partnership has a substantially lower value than a gift of $100,000 for gift tax purposes. With careful drafting, a gift of a partnership interest can fall under the annual gift tax exclusion.

By using a family limited partnership, families with significant assets can significantly lower both their gift and estate tax payments. Our attorneys can advise you in this matter.

Many expectant parents have questions about how much leave they are entitled to after the arrival of a new child. The laws are different for expectant mothers and fathers. Depending on the employer, some expectant fathers may be unable to take paternity leave when their child is born. Conversely, depending on the employer, expectant mothers may be able to take up to twenty (20) weeks of leave under State and Federal Law.

The Family and Medical Leave Act (FMLA) provides for twelve (12) weeks of leave, regardless of the gender of the employee, for the birth and care of a newborn child, care for a newly adopted or foster child, or leave for a serious illness to the employee. Leave can be for paternity, maternity, or specific personal health reasons, depending on the needs of the employee. But there are conditions that apply to the family and medical leave. Our lawyers can help clarify them for you.

You may give away up to $13,000 to a person each year without having to file a gift tax return, and up to $1,000,000 over your lifetime without paying any gift tax, in addition to the annual gifts of $12,000. Gifting may be useful to alleviate taxes because children and grandchildren are often in a lower tax bracket than you are and thus will not have to pay such a large tax on the interest as you would. Gifting may also help fund a child's or grandchild's education or provide for their medical expenses. The Bacon Wilson legal team can assist you with gifting.

This is an emerging area of law, and an extremely difficult one. It is the burden of the grandparent seeking visitation to prove that a decision by the judge to deny visitation is not in the best interest of the child. Since parental decisions, no matter how wrong they seem to be, are given presumptive validity, it must be alleged and proven that failure to grant visitation will cause the child significant harm by adversely affecting the child's health, safety, or welfare. It must also be established that a strong current relationship exists between grandparent and grandchild.

An affidavit must be submitted to the court at the onset of the action, which particularly and sufficiently sets forth facts strong enough to rebut the presumption of parental fitness. It is certainly not a lost cause, and well worth the battle to many grandparents, but grandparents should know that the burden rests on them if they desire to establish grandparents' rights.

If your loved one has not drafted and signed a health care proxy and durable power of attorney and then becomes mentally or physically disabled, you or a social service agency will need to petition the local probate court for an appointment of guardianship. You will also have to obtain a medical certificate clearly stating the loved one's medical condition and the need for a guardian to serve. This certificate establishes that your loved one no longer has the ability to make personal, social, medical, or financial decisions for him- or herself. It is then necessary to petition the court for authority to become your loved one's guardian, and the court will issue a notice called a citation, which has to be published in the newspaper where the ward currently lives. There is a date by which any person may object to the guardianship proceeding, and if no objection is made, then the hearing may be scheduled. This is a process best undertaken with legal guidance, and our firm can help. We can also assist you with the bond and accounting that the court requires.

Scientific and medical advances have presented society with numerous bioethical issues. These advances have provided physicians with enhanced control over the time and nature of death. In Massachusetts, the legal document that addresses the challenges posed in making end-of-life decisions when you are unable to make the decision personally is called a health care proxy. It designates someone to serve as your agent in making health care decisions if you're incapable of making them for yourself and ensures that your wishes are respected. There are nuances specific to different life stages and sexes, and Bacon Wilson attorneys can help you to draft the document that addresses your unique situation.

In Massachusetts, homeowners and condominium owners may file a homestead declaration to protect $500,000 of equity in their property. It must be filed in the Registry of Deeds for the county in which the property is located. This document protects you from creditors or judgments against you in the event that you are sued. It does not, however, protect you against existing mortgages, long-term care claims for Medicaid payments by the Division of Medical Assistance, or existing claims or lawsuits. The Declaration of Homestead is a relatively straightforward document that is filed after being notarized. However, there are certain special situations that require attention, such as ownership of multiple residences. Our team of legal experts can help.

Income in respect of a decedent (IRD) is income that a person has earned during his or her lifetime, but did not realize for tax purposes due to his or her death. Examples include a 401(k) account with a beneficiary, annuities, and savings bonds. The beneficiary will be pleased to learn that you left him or her money for future endeavors. However, that same beneficiary will learn that when the money is withdrawn, income taxes will be due at his or her ordinary income tax rate.

With IRD, the earned income must be taxed and does not receive a step-up-in-basis, which would allow the beneficiary to avoid paying any taxes on the inheritance. Our lawyers can assist you with IRD issues.

If you've been injured in an auto accident, a slip-and-fall situation, or at work, or if you're the victim of negligent medical treatment, you probably just want life to get back to normal. Our legal team can handle the coordination of medical expense payments and deal with insurers so you can concentrate on recovering.

Everyone has a will, whether or not they know it. You might say: "I never drafted a will, so I can't possibly have one." The reality is that if you fail to draft or properly execute a valid will, then the laws in your state will determine how your estate will be distributed. Thus, even though you may have failed to formally address your wishes about how to distribute your estate, state law will step in to distribute your estate (based on their guidelines and determination) upon your passing. A will is a legal document that states your wishes regarding the distribution and settlement of your estate (the property that you own and hold in your name) after you have passed away. As a legal document, a will is designed to guarantee that your wishes be carried out. In a well-drafted will, you determine and state:

• How your property will pass (either by gift or trust)
• When the distribution will be made, (i.e. when a child reaches the age of 21,)
• Who will serve as your executor/trustee

In basic terms, a will guarantees that your wishes will be carried out in the way you have requested once you die. If you die without a written will, then you are said to have died "intestate" and your estate will be distributed by the probate court according to state law. The problem that can occur with this process is that the laws in your state may not yield the same results that you wish to occur upon your passing. Our legal team can help you create a will that will state how you want your estate to be distributed following your death.

Scientific and medical advances have presented society with numerous bioethical issues. These advances have provided physicians with enhanced control over the time and nature of death. In Massachusetts, the legal document that addresses the challenges posed in making end-of-life decisions when you are unable to make the decision personally is called a health care proxy. It designates someone to serve as your agent in making health care decisions if you're incapable of making them for yourself and ensures that your wishes are respected. There are nuances specific to different life stages and sexes, and Bacon Wilson attorneys can help you to draft the document that addresses your unique situation.

Many people shudder to think of the impact of financing long term care with the financial resources that they spend a lifetime building. Long-term care, more commonly known as nursing home care, is very expensive, with an average cost of $8,000 per month or more. There are various means of financing long-term care; however, most Americans believe that the federal government or Medicare will pay for their long-term care costs. Unfortunately, this is not the case. Our legal team can help you plan for the future and protect your assets.

When medical treatment mistakes are made that cause serious harm to you or a family member, we can help you obtain restitution for your pain and suffering.

Many individuals wish to be organ donors. While you can add this intent to your driver's license, it is also a good idea to include this information in your estate planning documents, such as your health care proxy.

Also, many people desire special burial arrangements, such as cremation and scattering rites. It is also common for people to have opinions about which spouse they want to be buried with in cases in which they have had more than one spouse.

These preferences should be clearly set forth with the help of an attorney in estate planning documents to prevent post-death problems and litigation.

When an aging parent needs assistance to continue to live at home, many children opt to provide the needed care personally. The caretaker child arrangement begins when either the parent begins residing with the child in the child's home, or the child begins residing or continues to reside with the parent in the parent's home and child provides the care similar to that of a board and care facility.

When a child provides care for a parent, it is best to establish a care agreement. This is a contract between the parent and the child, and possibly the child's spouse, in which the parent agrees to pay the child a monetary sum (in either a lump sum or on an ongoing basis) or to finance an improvement to the child's home. In return,the child agrees to care for the parent until either the parent passes away or is no longer able to perform the activities of daily living, which include:

• Bathing
• Eating
• Dressing
• Transferring
• Toileting

When establishing a care agreement, there are numerous considerations and potential pitfalls to be addressed. At Bacon Wilson, our experienced legal team can help.

If you've been injured in an auto accident, a slip-and-fall situation, or at work, or if you're the victim of negligent medical treatment, you probably just want life to get back to normal. Our legal team can handle the coordination of medical expense payments and deal with insurers so you can concentrate on recovering.

Most people consider their pets to be members of their family, and there is often a very strong bond between pets and their owners. If you pass away and do not have an estate plan for your pet, it is possible that your pet may be euthanized, neglected, or abandoned. To prevent these outcomes, you may create an estate plan that provides for the proper care and love for your pet in the event of your death. Legally, an animal is considered tangible personal property, similar to your car, furniture, or jewelry, and would pass to heirs or beneficiaries of your estate who are entitled to your personal property. However, you may prepare for the continued care of a pet through a trust. Our attorneys can assist with pet estate planning arrangements.

Also known as prenuptial agreements, antenuptial agreements are used in traditional pre-marital planning for couples. Simply put, they are contracts drafted to determine the property ownership of individuals prior to marriage and to insulate the premarital property from the spouse upon marriage. Parties can protect their assets at the time of marriage from becoming part of the marital asset pool and being distributed to their partner upon divorce or inherited at death. Bacon Wilson can help you develop a prenuptial agreement that suits your particular needs.

Probate is a court proceeding in which the following events take place:

• The validity of your will is determined or your intestate (without a will) estate is settled
• An executor or administrator is appointed
• The executor or administrator inventories all of your assets that you held individually at your death
• All your debts, taxes, and probate administration fees are paid
• Distributions are made in accordance with the terms of your will or according the laws of intestacy in the that event you die without a will

This process does not occur overnight, and requires significant expertise to administer it properly in order to avoid prolonged lawsuits. Probating an estate can be very expensive and can take years to complete. It is not a private process, meaning that anyone can see what assets you have and where the assets are transferred. If these are areas of concerns for you, it's important to understand how to avoid the probate process. Bacon Wilson attorneys possess extensive experience in this area.

If you or a family member are injured by a defective product and need assistance in your recovery against the manufacturer of the product, our legal team can guide you through the process.

There are three principal types of ownership (tenancies) relative to real estate. The most familiar is what is known as "joint tenants". This means that if one person dies, the survivor owns all of the interest in the property. In a "tenancy in common", each owner of the property has an undivided interest in the whole of the property. In this type of tenancy, upon the death of any owner, his share will pass as directed by his will, or by intestacy if he does not have a valid will. A third, special form of ownership allowed in several states is what is known as a "tenancy by the entirety". In this case, only a husband and wife may own the property, and the property passes to the survivor.

Each type of ownership has advantages and disadvantages specific to your situation. Our lawyers can help you determine which suits you best.

You may have maintained a home, summer cottage, ski chalet, or similar property for family use. A qualified personal residence trust (QPRT) may accomplish your objective of maintaining this property after your death so that your children will be able to use it for future generations. The property will mostly have appreciated since you purchased it, and the QRPT may be utilized to reduce taxes upon passing the property to your children, so that they won't be forced to sell it.

Whether entering into marriage for the first time or a subsequent marriage, a spouse should always revisit their existing estate plan or create a new one. Acknowledging a spouse by including them in your estate plan, or ratifying and confirming an antenuptial agreement, is critical to preserving your rights and maintaining control over designation of assets to your heirs. Bacon Wilson can assist you in estate planning matters.

With the divorce rate reaching 50%, remarriages require estate planning. The first spouse to die may wish to ensure that assets are available to or for the benefit of his or her children from a previous marriage. Perhaps a trust will need to be established for these children.

Alternatively, you may establish a trust for the benefit of your spouse, so that he or she will receive income and/or principal at the discretion of an independent trustee, with the remainder of the funds being distributed to children of your first marriage. In this way, your surviving spouse is protected during his or her lifetime, but the trust will ensure that the principal passes to the children of your first marriage, as opposed to leaving all assets to your surviving spouse, who could leave all assets to his or her own children upon his or her death. There may also be a need to establish a trust fund for your grandchildren's education or medical purposes.

Married couples choosing to separate but not formally file a divorce action encounter a unique set of circumstances. Reaching what seems to be an amicable agreement about who will pay the bills and how much child support to pay may leave the recipient spouse out in the cold.

Absent a court order, these agreements are unenforceable. Oftentimes, spouses who trust the other experience a further breakdown in the relationship over time, resentful feelings develop, parties begin to move on with their lives, and the obligor no longer feels that he/she should pay the original amount agreed upon. Since actions for "legal separations" typically are done in contemplation of divorce in order to avoid an additional filing fee, a party can file the divorce action, obtain some temporary relief via a court order that is enforceable by the powers of contempt, and then give him/herself some time to live with the arrangement. This provides an opportunity to decide how to proceed when emotions are not running so high. Bacon Wilson's experienced attorneys can handle your separation and divorce arrangements.

There are two primary goals of employers in offering severance packages to employees: first, extending fairness and compensation to longer-term employees and second, reducing the employer's exposure to potential liability in a lawsuit or administrative claim. Severance packages are complicated and best offered under the direction of an employment law attorney.

If you suffer from injuries caused by a fall on a property such as a store, parking lot, or another area not properly maintained in safe condition, the Bacon Wilson attorneys can help.

A spendthrift trust is a trust that contains language that gives the trustee the authority to make decisions as to how the trust funds may be distributed to a beneficiary. This type of trust prevents creditors of the beneficiary from gaining access to the funds; however, the amount in trust that can be sheltered from creditors can vary widely from state to state.

Additionally, a spendthrift trust can dictate precisely how the beneficiary may use the funds. By doing so, the grantor, who is the person who established the trust, ensures that the beneficiary cannot squander the trust assets as they could if the assets were given to the beneficiary outright. Such protections can be extremely valuable, particularly for those who are not financially savvy or who are going through difficult times, such as unemployment, creditor issues, or divorce.

A spendthrift trust is flexible and can last for the life of the beneficiary or can be limited to a certain number of years. It is a sensible idea to investigate incorporating a spendthrift clause into any trust, as the benefits can be considerable.

Owners of closely held business must plan well in advance to prepare for and ensure the continued success of the company following a triggering event such as the death, disability, or retirement of one of its shareholders. For family-owned businesses looking to carry the organization along through generations, the typical track record is ominous. According to the Small Business Administration, 90% of the 21 million U.S. businesses are family-owned, and one-third of Fortune 500 businesses are either family-owned or family-controlled. However, only 30% of family-run companies today succeed into the second generation and only 15% are passed on into the third generation. At Bacon Wilson, we can assist with the orderly transition of your business.

There are three principal types of ownership (tenancies) relative to real estate. The most familiar is what is known as "joint tenants". This means that if one person dies, the survivor owns all of the interest in the property. In a "tenancy in common", each owner of the property has an undivided interest in the whole of the property. In this type of tenancy, upon the death of any owner, his share will pass as directed by his will, or by intestacy if he does not have a valid will. A third, special form of ownership allowed in several states is what is known as a "tenancy by the entirety". In this case, only a husband and wife may own the property, and the property passes to the survivor. Tenancy should not be taken for granted. A careful review of all deeds for a condominium, house, timeshare, or other real estate entity will ensure that the objectives of the ownership are accomplished. Each type of ownership has advantages and disadvantages specific to your situation. Our lawyers can help you determine which suits you best.

Revocable trusts, also known as an "inter-vivos trusts" or "living trusts", are among the most useful estate planning tools for the management and distribution of family assets. Trusts serve a wide range of functions and may be appropriate for a variety of family financial circumstances and goals.

A common misconception is that trusts are only for the very wealthy. In reality, trusts can be used in variety of different circumstances and are a powerful way to manage assets.

Forming a trust consists of several steps:

• The trust is created by the "grantor".
• The trust is funded, meaning that the grantor's assets are placed into the trust. Assets can include stocks, bonds, mutual funds, real estate, bank accounts, etc.
• The trustee(s) accept the responsibilities as expressed in the trust document. The trustee can be the grantor during his or her lifetime.
• The trust itself contains dispositive provisions to instruct the trustee in managing the investments and distributing income or principal to the beneficiaries. This is the roadmap detailing how your property is distributed.
• Beneficiaries are chosen to benefit from the trust. This typically includes the grantor during his or her lifetime, as well as family, friends, or charities upon the grantor's death.

There are a number of helpful functions that trusts can perform:

• A trust can help with business succession when it is desired that certain parties run the business and others benefit from its gain.
• A trust can ensure the continued management of a business or personal finances.
• A trust can direct the trustee to provide full management in the event of incapacity.
• Assets held in a trust avoid probate and its attendant delays and costs.
• Dearly loved pets can be cared for upon the death or incapacity of the owner.
• The trust can be part of overall estate planning and can allow for control of assets even after death.

A trust has a number of beneficial attributes. The trust, and therefore its assets, can be professionally managed if you name a bank or trust company as its trustee. Certain tax benefits can be gained, especially for married couples. Financial privacy is maximized when your estate avoids the public process of probate.

Other types of trusts include:

• A special needs trust to maintain benefits for a disabled individual
• An irrevocable trust to allow life insurance benefits to pass tax-free to younger generations
• An alternative irrevocable trust to protect assets from long-term care expenses

Bacon Wilson's experienced attorneys can help you navigate your trust options and select the type most appropriate for your needs.

Visitation, now called "parent time," is a very complex area of law. There are several types of visitation and an unlimited number of scenarios and schedules that can be developed and utilized when considering the needs and interests of the children, the appropriateness of one parent to spend overnights with a child, the work schedule of the parents, the location of residences, the ages of the children, and other factors. Visitation issues can arise for never-married parents, divorcing parents, after a specific incident has arisen, and during custody battles. Visitation agreements can also be modified at any time upon the showing of a material change in circumstance.