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Long-Term Care for Elderly – Facing the Future

February 16, 2012


Philip (Chip) R. Smith, Esq.

Long term care and how to pay for it continues to be a major concern for Americans and our federal, state, and local governments. It can be defined as services that individuals suffering from a chronic illness, disabling condition, or cognitive impairment rely upon. These services are generally needed for an extended period of time and may not cure or heal the individual received them. They generally include such things as help with routine activities such as bathing, dressing, and eating. As baby boomers age, the issue of long term care will continue to attract the attention of both politicians and my clients.

The truth certainly stings. More than 70% of Americans over the age of 65 will need long term care services at some point in their lives. If that doesn’t open your eyes, consider the fact that anyone reaching the age of 65 has a 40% chance of entering a nursing home, and a 20% chance of staying there for at least five years!

The costs of long term care are staggering. Nationwide, the average annual cost of a nursing home is approximately $90,000.00. In some major metropolitan areas, the cost can exceed…

You may read more at the link below.

by:Philip R. Smith

Westfield Evening News
February 16, 2011

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