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Male Perspective Estate Planning

June 1, 2011


The conventional gender roles are eroding quickly as women have made great strides in the world of business and politics. It has become increasingly uncommon to see the likes of June Cleaver walking the streets among us in the twenty first century. Yet, some things have not changed. Men continue to pass away at an earlier age than women leaving women solely responsible for the financial welfare of themselves and their families. Men, despite their traditional hesitancy to plan, must work with their wives to plan for a future without them. As Edward Young noted, “All men think all men mortal, but themselves.”

Since women live approximately seven (7) years longer than men, in the end it is the women that will be the ones to bear the burden of the financial, retirement and estate planning decisions made during the marriage. Among the senior citizen population (65 and older) more than three times as many women as men are widowed.

For the benefit of their wives and family, men must put aside their traditional hesitancy to plan, and work with their wife and family to ensure their families well-being upon their untimely death. Statistics provide that it is typically the husband rather than the wife that delays estate planning due to silly superstitions and procrastination. A recent survey found that one-third of men feel that they do not need estate planning. Frankly, this is a selfish act as it places widowed females in a precarious position. …

You may read more at the link below.

by: Todd C. Ratner

June 2011

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