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2010 Articles

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Steps to Successful Remodeling: How to Protect Yourself from Unsavory Contractors

  • Adam J. Basch • 2010-12-06
  • Do to the current economic climate, more and more people are deciding to renovate their existing home, as opposed to purchase a new one. These renovations can be big or …

Do You Need a Trust? – Perhaps to Your Surprise, the Answer Is Probably ‘Yes’

  • Julie A. Dialessi-Lafley • 2010-12-01
  • Clients often ask why they need a trust and not just a traditional last will and testament. Many are single, have only a young child or no assets. Most people …

Plan Now to Avoid Paying Nursing Home Costs

  • Gina M. Barry • 2010-12-01
  • You have spent the majority of your life working and building your nest egg so that your retirement will be well funded. Unfortunately, retirement comes at a time when the …

Avoiding Caregiver Stress

  • Gina M. Barry • 2010-11-01
  • “I’m so stressed out!” Certainly, all of us have made this proclamation. Take a moment now to think of how you felt at that time, and you will get a …

Demystifying Death: Steps to Take from the Funeral Home Right Through to Probate

  • Todd C. Ratner • 2010-10-11
  • Coping with the death of a loved one is difficult. Since family members and friends will be experiencing a time of emotional strain, it is important for those involved with …

Ethical Wills: Bequeathing Life’s Lessons, Dreams, and Hopes

  • Gina M. Barry • 2010-10-11
  • There is richness to your life that cannot be measured in dollars and cents but should be shared with future generations. In fact, some would argue that your emotional wealth …

Life Insurance on a Child with Special Needs: Benefits and Challenges

  • Hyman G. Darling • 2010-10-01
  • Parents with a special needs child often insure themselves to provide for their child when they have died. A more complicated issue is whether the parents should consider purchasing life …

Plan Now to Protect Your Pets Later

  • Gina M. Barry • 2010-10-01
  • Some consider their pets to be members of their family. Others have made a career out of breeding, raising and/or sheltering animals. When animal owners pass away, if they have …

Employers, Take Notice: Changes in Federal and State Laws, Regulations Bear Watching

  • Kevin V. Maltby • 2010-09-21
  • Issues in employment law continue to evolve in the year 2010. Both Massachusetts and Federal law continue to evolve, making it difficult for employers to keep pace with new laws …

Estate Planning Myths Explained

  • Gina M. Barry • 2010-09-01
  • Certain ideas with respect to estate planning are widely accepted, yet unfortunately, inaccurate. This article will reveal and explain the most commonly stated estate planning myths. Myth #1 – “If I …

The Sunset Provision of Estate Taxes: How Much Tax Will Be Owed by the Survivors of Those Who Die in 2010?

  • Hyman G. Darling • 2010-08-01
  • Although most people involved in the estate-planning industry predicted that the government would change the estate-tax laws before Dec. 31, 2009, that has not yet happened. This was in anticipation …

You Can’t Take it With You . . . Consider Charity in Your Final Plans

  • Gina M. Barry • 2010-08-01
  • Do you donate money to charity each year? Perhaps you donate to an organization dedicated to finding a cure for an awful disease that has affected your life or the …

The Perils of Sexting: Take Steps Now to Prevent Your Teen from Crossing a Major Legal Line

  • Kevin V. Maltby • 2010-07-19
  • Each generation of parents raising children faces challenges that the prior generation did not have to deal with. Today, one of the largest hurdles for parents revolves around use of …

Consider the Basics Before Contesting a Will

  • Gina M. Barry • 2010-07-01
  • Imagine that you’ve just received the terrible news that your mother, who was an elderly widow, has passed away. After taking care of all of the funeral arrangements with your …

Caregiver Stress: It’s Real, and Its Impact Can Be Severe; How to Avoid the Epidemic

  • Gina M. Barry • 2010-06-07
  • ‘I’m so stressed out!’ ‘I just can’t take it anymore!’ Certainly, almost all of us have made one, or both, of these proclamations in response to any number of events …

Health Care Proxies and Durable Powers of Attorney: Most People Fail to Plan for the Threat of Incapacity Despite Real Need

  • Todd C. Ratner • 2010-06-01
  • If you have a loved one that has been diagnosed with dementia or another disabling health condition, it is common to feel overwhelmed by the many legal, medical and financial …

Do You Need a Trust?

  • Gina M. Barry • 2010-06-01
  • Many people believe that it is best to establish a Revocable Trust, also known as a Living Trust, in order to simplify their estate upon their passing. Although trusts can …

Considerations for Collectors

  • Gina M. Barry • 2010-05-01
  • Spring has sprung, and many of us have begun our spring cleaning. As we clean, we often find ourselves clearing the dust off of our collections. Some items we collect …

Life Insurance and Children with a Disability

  • Hyman G. Darling • 2010-04-01
  • Historically many people, especially the older generation, purchased life insurance policies on their new-born children. The parent would be the owner and beneficiary of the policy. Many of these policies …

Long-term Care Insurance – How to Protect Your Nest Egg and Provide for Your Care

  • Julie A. Dialessi-Lafley • 2010-04-01
  • Americans are largely independent folks who could not imagine a future where their independence is compromised because they require long term care as a result of prolonged illness or disability. …

Establish an Estate Plan Before Your Trip

  • Gina M. Barry • 2010-04-01
  • The weather is finally getting nice. Are you, like many others, planning a trip? Perhaps you will visit some far away place or you will visit family or friends. When …

In Sickness and in Health – Long-term Care Costs Force Tough Choices

  • Joseph Bednar • 2010-03-29
  • Roberta and Alex had been married almost 40 years and looked forward to retiring – he was a college professor; she worked in communications – when Alex was diagnosed with …

Borderline Tax and Estate Planning: Know the Rules – and the Numbers – Before Making Your Move

  • Hyman G. Darling • 2010-03-15
  • While much of the discussion in the past year has regarded the changes in the federal estate-tax laws, it is important to also consider issues regarding the differences in tax …

The Truth About Gift Tax

  • Gina M. Barry • 2010-03-01
  • One of the most common areas of confusion with respect to estate planning is gift tax. Gifts are made for a myriad of purposes, including celebrating occasions, helping a child …

Cases in Point – 2009 Disability and Discrimination Lawsuits Provide Powerful Lessons

  • Kevin V. Maltby • 2010-02-01
  • The close of 2009 has brought about several developments in employment law that have had an impact on claims involving disability and sex discrimination under Massachusetts law and federal law. …

Elderly Drivers: an Age-old Problem – How To Tell Your Loved One That It’s Time to Hand Over the Keys

  • Todd C. Ratner • 2010-02-01
  • Do you remember the day that you received your driver’s license? Most people experienced a rush of excitement and a sense of freedom that they can clearly recall many years …

For the Love of Your Partner . . . Plan Now

  • Gina M. Barry • 2010-02-01
  • Times have changed, and many committed couples are now choosing to delay marriage, sometimes indefinitely. Although they are not married, they present themselves as a married couple would. They live …

A Whole New World – Navigating the Uniform Probate Code

  • Gina M. Barry • 2010-01-01
  • Imagine that your spouse or parent is in an accident or develops an illness that renders them incapacitated. Certainly, you would be dealing with worry and fear due to their …