While businesses continue to move forward throughout difficult and uncertain fiscal times, some companies have chosen to ensure that their growth and prosperity is not only directed towards the benefit …
The beneficiaries and back-up beneficiaries named on retirement plans and life insurance policies must be carefully considered and properly designated. A single person without children, for example, may want siblings, …
Year end is soon approaching. As you sit down for your holiday dinner, remember that soon Uncle Sam will be visiting you to enjoy his share of your bounty. Despite …
So….you, as a business owner, have finally made a decision, (or have at least given it a great deal of thought,) to take your company’s business financing needs to another …
The diagnosis of Alzheimer’s disease can be heartbreaking for both the person afflicted with the illness and their family members. Alzheimer’s, a common form of dementia, is a brain disorder …
Caring for a parent is often considered a job or a task. But what if your family turned this situation around and looked at it as a rewarding experience that …
Each year, numerous petitions are filed with the court seeking the appointment of a guardian and/or conservator to make decisions for a person who has lost their ability to make …
Over the past several months, the mortgage interest rates have dropped to the lowest they ever have been in history. It’s anybody’s guess if they will continue to drop, but …
Imagine that today you pass away. Your loved ones would be devastated, but they would, nonetheless, be called upon to tend to your final affairs – arranging your funeral, managing …
Long term care costs can deplete your assets at an alarming rate. Of all Americans aged 65 or older, approximately 43% will enter a nursing home during their lifetime. The …
If you divorced your ex-spouse when your kids were young, it is possible that you did not consider the funding of your children’s college education in your support order. Now …
Vacation season is upon us, and it seems that everyone is planning to get away. Are you planning a trip? Perhaps you will head to the shore to enjoy the …
Every so often there is an article or news item that features an elder driver who has had an unfortunate accident. We hear reports of drivers who hit the wrong …
We’ve all heard the expression, “where there’s a will, there’s a way,” but among estate planning specialists, the old adage becomes “where there’s a Will, there’s an heir.” We have …
If you pay bills and bank online and handle much of your financial activity there, your agents under your Durable Power of Attorney, or the Executor of your Will, or …
An essential estate planning tool is a heath care proxy. This document allows a designated person called a health care agent to make health care decisions for you if you …
Bankruptcy can help you make a fresh start and provide tremendous emotional relief, but it may also negatively impact any potential future inheritances that you may be entitled to receive. …
A Massachusetts Health Care Proxy, once properly executed, allows you to appoint another to make health care decisions for you at a time when you can not make informed decisions …
One of the most common decisions you will face when establishing an estate plan is whether to create a Will or a Revocable Trust. Both Wills and Revocable Trusts are …
At any given time, a female employee may approach you and share the wonderful news that she is pregnant. Similarly, a male employee may approach you with the news that …
They call it the “Sandwich Generation,” those individuals who care for their young, college-aged, adult, or boomerang kids, while at the same time caring for and parents or in-laws who …
When it comes to protecting assets from nursing home costs, many believe that the solution is to place those assets in a trust. In some circumstances, establishing the type of …
Individuals forming new business enterprises, or perhaps those whose business enterprises have matured to the standpoint of pursuing the next level, often approach their accountants and attorneys when considering whether …
No one likes to think about what might happen if they were in a serious accident or had a disease that left them unable to speak and make their wishes …
Having a child with Autism creates many challenges, not the least of which is the potential financial impact on your family. Until recently, many families were burdened with a mountain …
Having a child with Autism creates many challenges, not the least of which is the potential financial impact on your family. Until recently, many families were burdened with a mountain …
Spring has sprung, and it seems everyone is planning to get away. Are you planning a trip? Perhaps you will head to the shore to enjoy the weather or you …
Get ready payors and recipients, a new statute is in town, and after so many years it’s finally about alimony. In a historic move, Governor Deval Patrick signed into law …
At the turn of the 20th century, the average life expectancy was a mere 49 years and dementia was a rare phenomenon. Today’s average life expectancy exceeds 77 years. As …
The most cherished asset in most families is the family home. In many cases, the family home is also the largest asset. Typically, protecting that home from nursing home costs …
Long term care and how to pay for it continues to be a major concern for Americans and our federal, state, and local governments. It can be defined as services …
Asset protection planning concerns organizing your assets and affairs to guard against risk. There are many reasons to consider this type of planning, including an anticipated bankruptcy, large tax problem, …
Paramedics are often called to a home because of an emergency situation. In such instances, most people wish to be resuscitated or defibrillated in order to maintain their life and …
Times have changed, and many committed couples are now choosing to delay marriage, sometimes indefinitely. Although they are not married, they present themselves as a married couple would. They live …
The Purchase and Sale Agreement (the agreement) is the very backbone of all real estate transactions. Once the agreement is signed, both parties, buyers and sellers, breathe a little easier …
Suppose that tomorrow you are in an accident. Your injuries leave you unable to make your own medical and financial decisions. To make matters worse, you do not have a …
It’s time to make your New Year’s resolutions! Most resolutions are so cumbersome, they are impossible to keep. A simple resolution to make and keep is to review your estate …
